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Looking for a personal mortgage loan? With the super low mortgage rates and the declining real estate market, you would think that buying a house will be great right now. But wait? now with bad credit, high unemployment, a threat of a second recessionary dip. and an anemic recovery, experts are doubting that the bottom has not fallen yet.

So on top of this there are areas in that are doing much worst for real estate. It all follows the type of economy that the city is dependent on. For example Reno’s dependence on gambling and tourism has seen home prices dropped as much as 50% from its 2006 level, other markets include Vegas, napels, fla, with the expectation that prices can fall even further. (Remember that just a couple of years ago Vegas was promoted as the new retirement spot with great weather, and close gambling and amenities), and Florida’s prices were just booming with excessive speculation.